01 - Place frozen bananas, milk, cocoa powder, peanut butter, honey if using, and vanilla extract into a blender.
02 - Blend on high speed until the mixture is smooth and creamy.
03 - Taste and add more sweetener or milk if a thinner consistency is preferred.
04 - Pour into glasses and top with whipped cream, chocolate shavings, or sliced bananas as desired.
05 - Serve right away to preserve texture and freshness.